Insurers Lose on Disclosure of Old Information
Non-Disclosure to Insurers Does NOT Always Matter
Meisels and another v Norwich Union Insurance Ltd
QBD
9 November 2006
Daily Law Notes Summary
The test of materiality for disclosure of facts when entering
into an insurance contract was by reference to what would
influence the judgment of a prudent insurer. There might be
things which would be too old or insufficiently serious to
require disclosure, whether or not there was exculpatory material
to show there was nothing in a particular allegation.