Does Insurance Cover Abusive Behaviour by Employees?

Insurance Cover for Abusive Employees
KR and others v Royal & Sun Alliance plc
[2006] EWCA Civ 1454
CA
3 November 2006
Daily Law Notes Summary
A company’s policy of liability insurance covering bodily injury
to persons other than employees caused in the course of business
extended to the acts of abuse by employees at children’s care
homes run by the company, but acts of abuse by the chief
executive and principals of each home, as persons to be equated
with the company, were excluded by an exception clause.

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